Waves Fractional is a technology platform, not a CPA firm. All consultants are independently licensed CPAs operating as independent contractors.

Waves Fractional

A B2B marketplace where businesses quickly find and engage independent CPA consultants for everything from hands-on execution to CFO-level financial leadership.
Waves Fractional | Connect With Independent consultants
The Fractional Finance Marketplace

Senior financial expertise.
On your terms.
Without the firm overhead.

Waves Fractional connects growing businesses directly with independently licensed CPA consultants — for fractional CFO leadership, controller services, FP&A, and more. Post a contract. Receive applicants. Choose your expert.

100%
Licensed consultants only
$0
To register & post
1–40
Flexible hrs/week
3
Experience tiers
Free
30-min scoping call
For Businesses

Stop overpaying for financial expertise you only need part-time.

Post a contract, receive applications from independently licensed consultants, and connect directly — no middlemen, no firms, no recruiter fees.

Find a consultant
For consultants

Build a flexible consulting career entirely on your terms.

Apply to contracts that match your expertise. Work independently, set your schedule, and let the platform handle contracts, invoicing, and payments.

Join the Network
What Is Waves Fractional?

A marketplace that connects.
Not a firm that advises.

Waves Fractional is a technology platform — not an accounting firm, not a staffing agency. We built the infrastructure so businesses can find, vet, and work directly with the right consultant.

Every CPA on the platform is independently licensed and operates as an independent contractor — not an employee of Waves Fractional. We handle matching, contracts, and payments. They handle the expertise.

See How It Works
Think of it this way

Uber doesn't drive you anywhere — it connects you to a licensed driver who does. Waves Fractional works the same way. We connect you to an independently licensed CPA consultant who advises your business on their own license, under their own professional judgment, with full accountability to you.

How It Works

From posting to working — in days, not weeks.

No cold searching. No agency calls. Post once, receive qualified applicants, choose who you work with.

1

Register Free

Create your business profile. No fees, no credit card.

2

Post a Contract

Define scope, budget, and timeline.

3

Receive Applicants

Licensed consultants apply to your contract.

4

Free Scoping Call

30-min call with your chosen consultant.

5

Start Working

SOW + payments handled through the platform.

Why Waves Fractional

Every advantage. None of the overhead.

Senior financial expertise without the cost, commitment, or friction of a traditional accounting firm.

Licensed consultants Only

Every consultant holds an active CPA license — the highest credential in finance. Not a freelance marketplace. An elite, vetted professional network.

Hourly, Not Fixed Fee

Fixed fees incentivize less. Hourly billing means your consultant earns more by doing more for you — your progress is their direct financial incentive.

1–40 Hours Per Week

Scale up or down as your needs change. No long-term commitments. Get exactly the coverage you need, when you need it.

One Dedicated Consultant

The same person every week — not a rotating team of juniors. They learn your business and stay invested in your outcomes.

Platform Handles Payments

All payments, contracts, and 1099 reporting flow through the platform. No invoicing friction, no billing surprises, no year-end paperwork.

Free 30-Min Scoping Call

Before any commitment, meet your chosen consultant. Confirm fit, align on scope, move forward only when you're ready.

3+ yrs
Minimum consultant experience
required
$0
Platform fee
for businesses
Free
Scoping call before
any commitment
Platform Disclosure

Waves Fractional is a technology platform that connects businesses with independently licensed CPA consultants. Waves Fractional is not a CPA firm and does not provide accounting, tax, advisory, or any professional services. All CPA consultants are independent contractors operating under their own professional licenses. They are not employees, agents, or representatives of Waves Fractional. Waves Fractional does not supervise, direct, or control the professional work of any consultant on the platform.