Waves Fractional is a technology platform, not a CPA firm. All consultants are independently licensed CPAs operating as independent contractors.
A B2B marketplace where businesses quickly find and engage independent CPA consultants for everything from hands-on execution to CFO-level financial leadership.

Pricing

Pricing | Waves Fractional — Transparent Hourly Rates, No Fixed-Fee Traps
Pricing

Transparent pricing.
No surprises.
No fixed-fee traps.

Waves Fractional uses hourly billing — because fixed fees create the wrong incentives. Here's exactly how pricing works on the platform.

Why Hourly?

The case against fixed fees — and why it matters.

Have you ever hired someone on a fixed fee basis? Here's what happens: the moment a consultant earns the same amount regardless of hours spent, they're quietly incentivized to spend less time on your work. Spreading thin across more clients becomes more profitable than going deep on yours.

Fixed fees reward efficiency at your expense. They're not designed with your outcomes in mind — they're designed to protect consultant margins.

Hourly billing changes that dynamic entirely. Your consultant earns more by doing more for you. Your progress is their direct financial incentive.

Think about how you hire other experts.

You hire an attorney at an hourly rate — because you want them to spend exactly as much time as your matter requires. Not less because they're protecting a fixed margin.

The same principle applies to financial expertise. You hired them because they know more than you do. Let them do the work — and pay them for the time that actually serves your business.

Experience Tiers

Three tiers. Clear rates. You choose.

Every consultant is assigned to one of three experience tiers. You see their tier and hourly rate on their profile — before your scoping call. No surprises.

Tier 1

3–10 Years Experience

Experienced consultants with strong technical skills and proven track records. Best fit for accounting operations, financial cleanup, bookkeeping oversight, and month-end close support.

Tier 3

VP / CFO / Partner-Level

Executive-level consultants with VP of Finance, CFO, or Partner-level experience. Best for fractional CFO engagements, board-level reporting, capital raise support, and high-stakes strategic advisory.

How to choose a tier: Not sure which tier is right? The free 30-minute scoping call is the perfect time to assess — or post a contract and let consultants from multiple tiers apply, then compare before deciding. There's no cost to explore.
How Pricing Works

From contract to payment — completely transparent.

Here's exactly what happens between signing a Statement of Work and receiving your invoice.

Statement of Work

Before any work begins, an SOW is executed through the platform defining scope, hourly rate, expected weekly hours, and engagement duration. Nothing starts without mutual agreement.

Transparent Hour Tracking

Consultants log hours inside the platform. You see exactly what's being billed in real time. No surprises at the end of the month — every hour is visible and accountable.

Platform Processes Payment

Waves Fractional collects payment from your business and remits earnings to the consultant. You never pay the consultant directly — all transactions flow securely through the platform.

1099 at Year-End

Waves Fractional is the paying entity for all consultants on the platform. We handle all 1099 tax reporting at year-end. Simple, compliant, no extra paperwork for your team.

What's Always Free

No fees on the business side until you move forward.

Access to expertise shouldn't cost you before you've even found the right person.

$0

Business Registration

Free to create your profile and join the platform. No credit card required to get started.

$0

Contract Posting

Free to post a contract opportunity and receive applications from consultants.

$0

30-Min Scoping Call

Free scoping call with your chosen consultant before any commitment or payment is made.

Ready to Find Your Consultant?

Post your first contract today — for free.

Create Your Free Profile
Platform Disclosure

Waves Fractional is a technology platform that connects businesses with independently licensed CPA consultants. Waves Fractional is not a CPA firm and does not provide accounting, tax, advisory, or any professional services. All CPA consultants are independent contractors operating under their own professional licenses. They are not employees, agents, or representatives of Waves Fractional. Waves Fractional does not supervise, direct, or control the professional work of any consultant on the platform.