Waves Fractional is a technology platform, not a CPA firm. All consultants are independently licensed CPAs operating as independent contractors.
A B2B marketplace where businesses quickly find and engage independent CPA consultants for everything from hands-on execution to CFO-level financial leadership.

How It Works

How It Works | Waves Fractional — Post, Apply, Connect, Start
How It Works

Simple. Transparent.
Built for busy people.

Waves Fractional removes every point of friction between a business that needs financial expertise and an independently licensed CPA who can provide it. Here's exactly how the process works — for both sides.

For Businesses — Step by Step

Five steps from profile to productive.

Your consultant comes to you. You never cold-search a directory and hope someone responds.

1
Register Free

Create your business profile at absolutely no cost. Tell us about your company — size, industry, and the type of financial support you're looking for. No credit card required, no commitment to post a contract.

Cost: $0. Always free to join and search.
2
Post a Contract Opportunity

Inside the platform, describe what you need. Define the scope of work, your preferred hourly budget range, expected hours per week, and project timeline. The more specific you are, the better the applicants you'll attract.

Tip: Outcome-focused language attracts better applicants. "Help us close monthly financials in 5 days" outperforms "bookkeeping support."
3
Receive Applicants

Independently licensed consultants review your posted contract and apply directly. You'll see each applicant's profile — including their CPA license status, years of experience, industry background, and hourly rate tier. You review on your timeline. No pressure, no sales calls from us.

Our commitment: If you don't receive qualified applicants within 48 hours, our team will personally assist your search.
4
Free 30-Minute Scoping Call

Choose who you want to speak with. The free 30-minute scoping call is your chance to confirm fit — ask about their approach, experience with businesses like yours, and how they'd handle your specific challenge. No commitment. No fee. If it's not the right fit, speak with another applicant.

Cost: $0. The scoping call is always free.
5
Start Working

A Statement of Work is created and executed through the platform — defining hours, deliverables, rates, and timeline. All payments are processed by Waves Fractional. Your consultant tracks hours inside the platform. Transparent billing every cycle. Waves Fractional handles 1099 reporting at year-end.

Create Your Free Business Profile

Free to join · No account fees · No recruiter fees

For consultants — Step by Step

Apply to work you actually want to do.

No cold outreach. No business development. Browse contracts, apply to the right ones, start working.

1

Apply to the Platform

Submit your CPA license, experience, and areas of expertise. We verify credentials before you're approved to browse contracts.

2

Browse & Apply

Review posted contracts. Apply only to the ones that match your expertise, interest, and current availability.

3

Scoping Call

If selected, join a free 30-minute scoping call to confirm fit and align on scope before any work begins.

4

Start Working

SOW executed through the platform. Track hours. Get paid. Waves handles 1099 at year-end.

Platform Infrastructure

What Waves Fractional handles for you.

So both sides can focus entirely on the work that matters.

Contract Management

Every engagement runs on a structured Statement of Work. Built-in change order process if scope shifts. Nothing moves without mutual agreement.

Payment Processing

All payments flow through Waves Fractional. Businesses pay the platform. Consultants are paid by the platform. No invoicing back-and-forth, no chasing payments.

1099 Reporting

Waves Fractional is the paying entity and handles all 1099 tax reporting for consultants at year-end. Simple and compliant for everyone.

Platform Disclosure

Waves Fractional is a technology platform that connects businesses with independently licensed CPA consultants. Waves Fractional is not a CPA firm and does not provide accounting, tax, advisory, or any professional services. All CPA consultants are independent contractors operating under their own professional licenses. They are not employees, agents, or representatives of Waves Fractional. Waves Fractional does not supervise, direct, or control the professional work of any consultant on the platform.